Sorry, but its been a minute since my last blog. I have made strides in my spending habit since my last post. I have some money saved now and I am ready to make payments on my credit cards. I just had a conversation with my close friend about money and financial freedom. She is so amazing when it comes to that type of discipline that it gives me hope that I too can get there. Don’t get me wrong: I want so many things and I feel like I deserve them. I work hard and I have a right to enjoy nice things. BUT, and a big but, I will enjoy these things for a short time, like a week. Then it will likely go back to the far reaches of my closet. How many Louis Vuitton bag does one need anyway? Seriously. If I haven’t said it before, I think two is sufficient.
Intellectually, I know all of this and it all makes perfect sense. My friend also suggested I make a list of all thing things I want to have RIGHT now. Keep that list for reference and see how those things are just things. That if I want them down the line, I can save up money. Buy the cash, not credit. I think this is a fabulous idea. It’s like a bucket list of the shit I really honestly don’t need; hopefully, its a bucket list of material crap that won’t enrich my life…
Instead, I think I am going to use some of that cash for a vacation. Which is still spending money, yes, but on something that will give me unforgettable forever memories. It’s not a piece of expensive leather or even vinyl that will live in my closet indefinitely. Baby steps, people! So AFTER paying off a chunk of my credit cards, I am going to buy my vacation with cash, not credit. It’s a start, right? And that’s where I need to begin.
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