Tag: mental health

Redesigning Retirement or Luxury is not overrated if you can afford it….

So I have been rethinking a lot of what I have believed most of my adult life. I got my Doctorate. I began my career when I was 30 years old (though I have been working since I was 16 years old and neighborhood jobs before that). I have only stopped once and that’s when I got married and took 1 year and 9 months off to explore the country.

But here I am working away. I love what I do; don’t get me wrong, but I do feel that I work hard. With this, came my sense of deserving. I deserved to work hard, play hard. I deserved to travel. Most importantly, I deserved to have nice things. I certainly have a retirement plan and ancillary funds for “later in life”. I felt set. So, off I went. Acquiring things….like things I perceived as nice: Tiffany, designer handbags, decent shoes (nothing crazy, but Freebird boots aren’t cheap), and nice cars. Then nicer cars. I started traveling when I was 30. Small stuff..Mexico trips with my female friends and boyfriends. I got a time share and visited the Bahamas a few times. Then more recently (since 2017), trips to Europe and cruises. And more Louis Vuitton and Tiffany. And so it goes. Until I stunned myself into a stark reality in the past few weeks. I want to retire soon (well, in 10 years). And I am no where near ready. Sure, I still have my retirement funds. Yes, plural. But, alas, not enough. I took stock of what I had. In my newly acquired townhouse closet. Ohmygod….it mortified me. 

What the fuck am I doing? I don’t regret anything. Well, mostly anything. I don’t regret my travel experiences. At all. Do I regret the purses and shoes that aren’t even comfortable anymore? Do I regret the jewelry that I somehow collected from Tiffany, Cartier and John Atencio over the past 10-15 years? Well, it’s not Harry Winston of course, but did I need it? No. I will say there are a few pieces I bought in Europe and they are special; I wear them every day. Those are memories and I will never regret those. But, I don’t need the purchases that have no rhyme or reason. Why and how did this happen?

I have a pretty good idea and I said it before. I deserved it. I worked hard. I wanted to show myself I worked especially hard. The problem is I put that effort in the wrong place. What do I do now that I want to retire? Thinking about redesigning my retirement plans actually really motivates me to make new choices. The plan for success does not lie in what I have in front of me, in my closet. It is the cash stacked up in the bank, in my retirement fund, in my IRA. That’s what I equate with success now; not only does that make sense at my age, but it is abso-fucking-lutely mandatory. So where do I go from here?

I have a collection of barely worn shoes and jewelry that I plan on selling. I think the Feng shui of this crap is polluting my sense of the future and clean thinking. After I sell this stuff and Goodwill my larger sized clothes (next blog is ob my weight loss journey), I will be much more intentional in my purchases. As far as the luxury car, I am going to figure out the best economical plan when the lease is up. If it is less expensive to buy it out than buy a more responsible car (think Toyota, Volkswagen, Honda), I will do so. I will not lease again. Money lost. I did that just so I could afford the nicer cars monthly. I want to buy a car so I will have no monthly payments when I retire. I am buckling down. I am getting serious. I am actually enjoying this. Success is in the bank, not in my closet.

Now, is luxury overrated? No. I don’t think so. If you can afford it. If you can buy this stuff and still put the appropriate money in the bank and retire WHEN you WANT to, then all is good. I just could not do both. So here I am. And I am happier than I have ever been about my material existence. But, for the record, I am NOT giving up travel. Ever.

Fitness, diet & optimal health in 2018

I am on my way to a more healthy way of living. My fitness regimen, admittingly, has been a bit lax.  I will make an affirmation: I am kicking my workouts into high gear after these first three weeks of resetting my body’s response to this new diet program.  I am totally  excited!

I have already lost 9.2 pounds in two weeks.  I think the weight loss will start to slow down, but I think I am on my way to meeting my goal of 40 pounds by May 1, 2018! I have been relatively happy with 2017. EXCEPT my weight, which was more than steadily creeping up and up until almost 3 weeks ago. Now, I have a new beginning! I know what you may be thinking…isn’t it hard to start in the middle of the holidays with all the food and drink? Well, I say to that: what better time? I would just be gaining more weight than usual during this period and I wanted to lose rather than gain. If I can lose weight during the holidays amongst a great amount of edible temptation, the rest of the  year will be cake! But I won’t eat the cake. I promise!

Once my body has adjusted  to these new low calorie intakes, I will go back to my work outs. My cardio/fitness exercise is very important to me and I don’t want to let it go. It was suggested that I may take a small break from it while my body is getting used to the new calorie intake. I am glad I took a break, but I am ready for a good work out!!

As for optimal health, I hope to reap  the benefits of good sleep, meditation (that will be a challenge), eating healthy, and making emotionally healthy choices. This program is designed to help me lead a life that will work not only on the diet plan for weight loss, but in a maintenance state as well. I think, no, I know that was my absolute downfall during my last diet and significant weight loss. I went back slowly to eating what ever I wanted and didn’t really exercise. I drank more alcohol regularly (never caring or counting those empty calories!!) and as a result, I ate more crap.  This is the time for an overhaul.

I am going home (back East will always be home in a sense) at the end of May. As May 1 is my target date, I should be in great shape when I head home to see family.

A note about relationships. I usually write a bit about that and I am NOT taking a break. I just haven’t met anyone worthy of spending time with. I will keep you posted!!

 

 

Healing power

via Daily Prompt: Heal

So I remember a long time ago, back when I had my other blog, I wrote about the healing process because it is something any honest person can relate to. I say honest because it really takes someone who can be true to themselves, and less importantly to others, to admit she (or he) is healing from something, that there was something broken to begin with. That’s ego. If the ego can make way for healing, then we have half a chance, don’t we.

Physical illness is a process, but a sympathetic process. People can get behind that. There are those who have the disease of addiction and healing from that. Who’s supporting them, encouraging the healing and sobering process (although it is ultimately up to the addict).  People seem  slightly little less  sympathetic. “Oh you’re clean and sober? That’s great”… Healing from  years of the disease of addiction is not easy. I am not an addict, but I know those who have died from the disease. I even heard someone say of those having difficulty of the healing process: “if they die from overdosing its just natural selection” . It was a bit shocking to hear this. I guess I am naive to think that the general public could have sympathy for  those with addiction. From my experience with people close to me, it is probably one of the hardest diseases to recover from  and heal successfully from the ravages of addiction. I was slightly more shocked at the statement about natural selection as my stepbrother died from an overdose and the person who said this may or may not have known this. It really doesn’t matter whether he knew it or not.

Everyone is trying to heal from something. You never know who is working on some path to recovery, Whether someone is healing from a physical injury, a broken heart,  or depression, it really doesn’t matter does it?

Have some compassion people and let us heal ourselves in the best way we can. We are not infallible; we are mere mortals.

 

Music pairing: Hold on by Sarah McLachlan